Archive for the ‘House Hunt’ Category

Finally At Home!

Thursday, July 15th, 2010

We are so happy to be at our new home. We love it and the boys have been running around, hiding in spots and empty wardrobes. I am slowly unpacking but we have unpacked most of the kitchen.

As I unpacked, I realised that I have a lot of things which I do not use anymore and will have to start getting brutal. I have been putting things aside to donate, the kids’ toys and books…we are just running out of space. Next, I will start donating my fabrics to charity. But what I might do is start having giveaway fabrics on my craft blog, just to increase readership.

This is very short because I have to unpack and go back to the previous home to clean it before returning the keys to the landlord.

We go on holidays Sunday and I am so looking forward to seeing everyone I missed.

Home Owners Again

Tuesday, June 8th, 2010

I am glad to announce that we are officially home owners again! We went from owning two to none and now it feels nice to be putting our roots down somewhere.  Our terrific agent, Joe, negotiated the deal to ask for a credit of $9K for repairs, when the actual bill was closer to $12K. We are pleased about that.

We still have to do the septic tank inspection tomorrow. Photos are coming! LOL!

Our landlords popped by with clients to view the house at 8pm unannounced while we were having dinner.  Matt swore, which is very uncharacteristic of him and James kept asking me, “Why did Daddy use the F word?”  As they left, the husband said to me, “Trim the bushes of your garden.” It is not really a cost that we have to bear, our contract says that we take care of the lawn and they do everything else. But because we feel a sense of responsibility as we have lived here for the past year, we will get a landscaper to tidy up the garden a bit. I am so glad to be away from hovering landlords!

Radon Results

Sunday, May 30th, 2010

Another spanner in the works with the house. The radon test came back yesterday and showed an average reading of 4.8 pCi/L and the acceptable level is 4.0 pCi/L.  Radon gas causes cancer and because in the US, there are basements, the ones that do not have a walk out door and are buried are more prone to radon gas emissions. They come from the earth/soil within the ground.  I hope the owners will fix it before we move in!

Post Offer

Friday, May 28th, 2010

Our offer was accepted and we had the home inspection done yesterday.  To say the last few days has been hectic is an understatement.  Matt is busy at work so he cannot make it to any of the inspections, so I have been running around, trying to organise well and septic tank inspections.  It is a lot more complex than I thought, apparently they have a battery range of tests that they can do on the well, like pH balance, bacteria, lead.  Samples are taken back to a lab and result given in 3 days.  As for the septic tank, it involves pumping out the you-know-what entirely so that they can check the walls of the tank.  They also have a dye test where green tablets are flushed into the system so that they can test for leakage.  The green dye shows up on your grass if it leaks.

We found out that the house has many problems, amounting to roughly $15K in repairs. The main problems are:

Mold in the roof.

Crack from the top of one of the chimneys all the way to the bottom of the house (from 1st floor to ground) The house is built on a hill so there was movement on the land, and the house must have cracked on this side.

And the biggest expense is - the heat pump is not working, so no air conditioning and heater at all! We absolutely need to fix this before winter gets here. This costs about $8000 to replace and the Home Inspector suggested we look into geothermal heating/cooling systems.  You are heating your whole house using the constant temperatures from the earth’s core.  Sounds cool, huh?

I took this from an article here (good reading on geothermal systems) and although it has a much bigger upfront cost, about $20K, you get almost $11K back in tax rebates as the US government will give home owners rebates for going green.  There will be other costs to consider, like damage to the garden as they dig a 375feet deep hole in your ground.  The system has a useful life of 50 years compared to a heat pump, which has about 12-15 years.

These seem to be major repairs so the real estate agent will send some professionals to look at the issues to come up with a cost so that we can ask for a reduction on our offer price.

Fingers crossed, very tightly.

Ho Hum…

Tuesday, May 25th, 2010

We made an offer for a house today and it is in the perfect location and looks very positive at this stage. Don’t want to jinx it by talking too much about it but here is the short of it.

2.24 acres, nice big rooms, two wood fireplaces in the living rooms.  In a very private area - only 3 other neighbours and we have our own private road which we have to share maintenance on it, which is about every 20  years or so because no one else uses the road, except us. Lots of trees and room for the boys to play in, one of the trees has a treehouse in it and the house has a playground.

The private road that leads up to the driveway.  We saw young geese and cows. Yes cows, people. We are living surprisingly close to the highway but you get pockets of agricultural farmland in this suburb.

This is the start of the driveway.

This IS the driveway and all that land belongs to the house.  We asked for the ride on lawnmower to be conveyed as part of the house. Hopefully, it comes with a  snowplough attached to the front because some lawnmowers double up as one.

The house…we never thought we would reach it!

Formal living room with first fireplace.

Formal dining. Love the bay windows, they bring in so much light from the outside.

Kitchen is nice, needs some updating at some stage. (old ovens and sink) Want to get a gas stove but there is no piped gas here so we have to install a giant propane tank, and it looks ugly unless it goes under our house.  Matt reckons it is not worth it just for cooking.

If we got one, this is what it will look like, sitting in the yard.  FUGLY! At least this one is fenced in prettily but we have been to places where they sit in the middle of a beautiful garden, ruining the aesthetics of the place.

Breakfast nook too country bumpkin for my liking. I will remove the curtains and fan, to modernize it a little. (they are leaving all their curtains behind)

The back yard, or at least part of it. Playground for the boys, keeps them happy.

Patio.

They are on well water and septic tank.  Heard that the owners have not pumped out their septic tank for 6 years, and you have to do it each year.  Faeces - is there a polite word for it? - gets hard and crusty if not pumped out each year, apparently. Guess what I have to do?

I HAVE TO BE PRESENT TO SEE THE CURRENT OWNER’S CRAP.

Sorry, that thought just grosses me out completely.  Why can’t the owner clean up his own mess before putting it on the market? It is like going to the bathroom after someone else has used it and flushing it for them.  At least, that is what it feels like for me.  Don’t worry, I will take plenty of photos to share with y’all!

Tudor Home

Monday, May 17th, 2010

This house will go on the market next week. Joe gave us permission to view it beforehand and it is one of the nicest we have seen. However, it backs up to a road, which can be busy at times so we are concerned about that being a factor the next time someone purchases it in the future. Matt does not love it as much as I do and the heating is run on propane gas tanks, and electricity. (Propane tanks can be expensive) I noticed that some of the houses here have septic tanks, wells and no piped gas, even if they are close to DC. It depends on land size, the larger your land size, the more likely you are to have a septic or well.

The family is desperate to sell before Sept this year but there are many factors that prevent Matt from getting overly excited about it than I was about it.

Ok, I am not particularly keen on a Tudor styled home because they are so traditional and are known to be dark inside.

This is the driveway, with our car coming out of the driveway. The land in front is all part of the house but the back yard is smaller. The back yard backs onto the main road.  You cannot hear the noise from inside but we were aware of it as we came outside.

The first thing we notice as we walk in was the grand staircase.  The place was filled with light, so I was pleasantly surprised.  The painters were there that day which was why there was plastic sheeting all over.

What drama! I loved the house immediately. The owner has a father who is an artist and he painted some of her paintings on the walls.  This formal living room was the only living area in the house.  Another bonus! We don’t see the point of having two of the living and dining areas when we hardly use the formal ones.

Another view of the living room.

As you walk through the foyer past the stairs, it opens up into the dining hall.  The hall was big and the white french doors opened out to a gardened patio.

The whole place had high ceilings.  This shot was taken from upstairs. The door on the left leads to the big kitchen.

The kitchen was being renovated at the time this was shot.  The lady told us that she was putting in black granite on the countertops, a new sink, new appliances and new hardware. Most of all, it ran on gas!!! A lot of the houses here use electricity, and some do not have the option of piped gas, which meant we had to install propane tanks ourselves.  They are not at all like tanks in Malaysia. The pipes run from a tank beneath or outside the house and the pipes run to the points in the house where heating is required, like the heater or stove.  I did not like the flooring because it was vinyl! See in the background, the breakfast nook? This was my favourite part of the house.  Wah! Matt, are you sure that you don’t want this house?

This was the landing to the rooms upstairs.  The upstairs was strange.  It had two big rooms, and one huge recreation room.  Most recreation rooms are down in the basement. The master bedroom was on the ground floor, which opened also to the patio that I mentioned earlier.

This is the recreation room upstairs.  The lady had painted the walls with the same material as the one used on whiteboards so her children could draw on the walls. That is all going to be repainted over.  However, this long walkway leads to the room, and it only has skylights, no window.

Every room here has its own full bathroom, with shower, sink and toilet.  That is a lot for me to clean. What makes it so strange is that the bathrooms are fully carpeted! She is taking them out and putting in brand new carpets.

The rec room.  It can always be converted to a guest room as it is a huge room.  The biggest downside of this place is that the basement is unfinished, which puts it to an extra $30K should we decide to complete it.  As it is alone, it is big enough for our family and entertaining, but when winter arrives, there is nowhere for the boys  to play.

Sigh…it has been a great 6 months looking for a place to stay.  It has been an eye opener to say the least, how the whole real estate market works. It peaks in spring and summer, but dies off in July and August. We have decided to rent a house closer to church for a year.  This place is very small, a single story home, called a rambler. It will be a challenge to fit all our things in the house and we might have to get a storage solution but we have left it to the very end to rent.  We are finding there is not much in the market for rent, where we would like to live.

This is what a rambler looks like, although ours is a lot smaller and does not have a garage because the owner converted it to a kitchen. Strangely enough, Matt and I are excited to be moving into such a cute house. The neighbours are cops, which always helps and the owner is a real estate agent.  There are buses running off the main road, which is great for Matt.  It is not far from the station but there are no bicycle paths so he cannot cycle safely.


Conflict and Reneging On A Deal

Sunday, May 2nd, 2010

Matt and I are in the thick of finding a home in the USA closer to the boys’ new school, which is a private Christian school. Many parents who have kids there say it is a good school but face it, if you are not in a public school here, smaller private schools are risky because some of them do not prepare kids for university at all. If you went to a more exclusive school like the one Obama’s kids go to, this would be a different scenario altogether.

In April, James and Cameron had to go in for placement tests to see which grade they would go into. James was to be tested for 3 hours but the grade teacher did not show up!  I was not impressed because it was set at 8.30am on a Saturday morning and all the parents made an effort to come to the testing on time. All the other students and parents went into their respective classes except us, we stood outside for 20 minutes.

Turns out the teacher had to fly to Texas because his brother’s wife had a baby born very prematurely and he had to pray for the baby and family. Fair enough, that was a family emergency, but I was surprised that no one was scheduled to take his place.  Then the Grade 4 teacher combined the Grade 3 and 4 students in the library to let them take their placement tests.

Cameron’s test lasted 30 mins so after that, we went home.  Later, we went to pick James up, the grade 4 teacher said, “Your son finished the paper so quickly and got them all right and I think he might be better in a Grade 4 class. I gave him some tests for Grade 4 Maths but have no time to give him the English paper. Can we reschedule another time to take those tests?” We were glad that a teacher recognised that and we thought that he might be appropriately placed.

So we waited and waited for the call. Today we got a letter saying he had been placed in Grade 3 for next year.  In the letter, they addressed James as “Jesse” and there was a kid there by the name of Jesse who took the test as well.  So, is the test results James’ or Jesse’s? What happened to the grade 4 tests that James completed at that time? It does not reflect well on the school at all because so far, it has come across as unprofessional and like a home run business. We don’t find out until Monday when the school reopens.

It has made me - well, doubtful about the academics of the school, if the teachers are at all qualified to teach, or whether they are up to date. We want our boys to know God and we have seen enough of what is going on in the public schools to be worried if our boys stayed there too long.  If we bought a house now - and I have mentioned before that the private school is in the worst school district, and if the school does not work out, we have to switch the boys back to public school.  Matt and I would rather leave the country to find that Christian school, it is that important to us.

Also, Matt had no peace about the house. I felt neutral about the house but we both did not love it. Sure, it was a nice place, beautifully looked after and had nice views, financially, it made lots of sense.  However, today, he said he could not go through it and signed a release document to get our deposit back. So, we are homeless again! Just as well, because that letter arrived yesterday afternoon and we are swamped with uncertainty about the school. What if it does not work out? We would be tied down with a house and had no where else to go.

HOA Nightmare

Wednesday, April 28th, 2010

This is the second stage of after making an offer for the house. Each subdivision is generally governed by a Home Owner’s Association.  I don’t really know what they do aside from being responsible for the general look and maintenance of the area. Like the area we live in, the homeowners in this area pay towards a fund each year and the pond, pool, creek, bridge, trees all get looked after by the people who live in the area themselves. They hire out the service to third parties of course.

However, the house that we offered for has the worst reputation in this whole county for being very strict.  As we drove to it several times, we noticed there was a street where there were lines of trucks parked on both sides of the street. There were at least 30 of them!

Later, we found out that if we wanted to put up a new roof, we have to pay $25 to submit it to the HOA and they decide what colour, what type of design that you can pick for your own house. Even the simplest task of putting a trampoline in your garden, you have to pay $25 to ask permission. This is because the HOA do not want you to tarnish the image of the neighbourhood by having undesirable fixtures/structure/types of vehicles. So if you happened to have a pickup truck like this one below, you could not park it in front of your house! You are designated a street to park it along, and it is quite far away. Not that I intend to own one, but you can see how draconian we think it is!

So our cell group leader lives in this subdivision too and he wrote to ask permission to put up a basketball hoop and it was denied. $25 and nothing. Hello? Isn’t this MY OWN house? I have to ask permission for everything? They also wanted to put up a playground and they had to show a map of the backyard where they wanted it placed.  Shock!

There is a person who lived in this area and blogged that he forgot to ask for permission once, he repainted his exterior and someone contacted him to say he violated rules for not asking permission and also the colour choice was not in accordance with the street. So, he had to change his colour but as it was snowing, he had to wait till the weather was better - only to be slapped with an invitation to a lawyer’s office for breach of contract for not changing the colour. Yes, I kid you not!

It has turned Matt and I off so much because I fear they will dictate what type of grass we can plant. Matt wanted to put up a compost bin but we have to ask permission for that too.

Fortunately, we can reject the house based on us not liking the HOA.

Matt also found out there is a sex offender living just one street down from us (walking distance). As you buy property, the realtor sometimes gives you a link to check for sexual offenders in your area.  In a way, it is good for us to know this, a bit disconcerting, but I can’t imagine the neighbours being too nice to him.

Not sure what to do next.

Home Inspection

Monday, April 26th, 2010

We have gone through the second stage of purchasing a home in the USA.  When you offer and get the contract to purchase a house, it is contingent upon a few things:

1. House inspection.

2. Bank appraisal.

3. Home Owner’s Association

We were really impressed by the way the home inspector checked the whole house.  The realtor and both of us had to be there yesterday.  Matt had to walk through the whole process with the inspector, who is a delightful man.  Whenever Matt or I asked a question, he said, “Yes sir!” or “Yes ma’am!” even though we were both clearly younger than he was.

He climbed the roofs, checked that the shingles were all there.  He took photos so Matt could see them. In the meantime, I was trying to measure the rooms to get a floor plan and the boys were helping me.

He checked all the exterior of the house, opened every door, noted every rot, turned on ALL taps, flushed every toilet. He had this thing that he plugged into every socket of the house to make sure it was live. He went up to the attic to check for insulation, Matt had to go with him too. As we inherit all the appliances that are in the house, he had to turn them on to make sure they were working.  He checked the windows and noted one room in the bathroom was a safety hazard, apparently it had to be tempered glass but it was just a regular window.

We found out this house has a very powerful heater, in most homes they are 800 BTU but this seller had 2,600 BTU.  He turned the heater on and we were warm in a very quick moment!

The whole process took 4 hours. The boys were real champions, not complaining as they were playing on their Nintendo DS games.

He finished about 7 pm and by 9pm, we had an emailed report of 25 pages!

Aside from the usual wear and tear, he was most concerned about the roof of the house. It is coming to the end of its useful life and he said it is the original roof of the house.  The roof of our house has a useful life lf 20-25 years and our home is 22 years.  He said the neighbours had a different roof with a lifespan of 30 years.  To replace the roof would cost us $7000-$8000. If there were a heavy rainfall, the roof would leak, possibly ruin our walls (walls here are not made of brick or concrete like Singapore or Malaysia. They are made of some type of board)

The LED section of the oven that shows the temperature and time is not working - so how does one set the temperature of the oven? The oven door does not close properly. So we think that the oven unit has to be replaced. This might be another $2000-$5000 as we don’t know what ovens cost here.

Overall, the house is in good shape and we have to go to the seller to see if he will agree to cover some of the costs. If not,  we will have to consider if we want to go ahead with the purchase.  I feel that the repairs are minor, compared to the previous homes that we have seen. Some are in the range of $100K of repairs needed.  However, Matt is not too happy about having to pay for it so we will have to discuss it further with the realtor to see what our options are.

Our New Home

Wednesday, April 21st, 2010

I am happy to say that we got the home! I don’t know why we felt so afraid at first but now that we have it, I feel at peace with it! We have the most awesome real estate agents in Joe Huff and Nancy Cameron.

So this is how it went.  Joe asked Matt to go to the office where the seller was.  Initially, there were three offers and we offered $1000 over the asking price.  (still can’t believe how much money we saved with the house, it is all due to zoning, even though they are all in the same area) Then the listing agent informed us that one of them withdrew. So then, we dropped the price by $10K but in the end, they said they wanted the full price. We tried to meet them halfway but he was firm. So in the end we said ok to his price.  They agreed to our settlement date of June 30, which gives us a month to move into it before we leave for our holidays in Singapore, Malaysia and Australia! YAY!!!

Matt was put in a separate room, the sellers in another room.Joe and Nancy would come in, convey the message and go back out again. It was very much at arm’s length.

When Matt met the seller, he told me that he was a very nice man and he was keen to sell off his furniture because he was getting married and did not need so much furniture. Yay! He also said that the pond behind the house has bass in it (brought in by him) and beavers are in the pond every now and then. The pond is fed by a spring underground.

YAY! Get out the champagne glasses!